Monday, May 24, 2010


Well, I guess it had to happen sometime. New York City has gotten impressively safer over the years, but there still is crime in the big city.

The other night I was out on the town and my wallet was stolen. From right out of my purse.


What galls me is I know EXACTLY when it happened. I was at the bar and my purse was on the back of my chair behind me. At one point I could feel someone close behind me who kept bumping my bag. The bar was full enough that I thought it was either a) someone jostling for bar space to get a drink or b) a person who was in close quarters just accidentally bumping into my bag.

Nope. Time came for the bill to be settled and when I reached into my bag no wallet was to be found. Being the eternal optimist I grasped at the possibility that I had inadvertently left it at home. Not likely, but it could happen. I keep my metro card in a separate pocket in my purse, so I hadn't looked in my bag since I left my apartment.

My whole way home I had every finger crossed. To arrive at my apartment where no wallet was found. Immediately I started cancelling cards...and confirmed I hadn't just lost it. Yep, charges for about $500 were made against my Amex.

Fortunately I'm not responsible for the fraudulent charges, I gotta say Amex is great with the customer service. Overnighting a new card and whatnot.

But now I'm wondering how far am I from identity theft? What are the odds this person threw away my wallet as opposed to kept the information to do more damage?

To be honest I'm happy that my whole purse wasn't taken, having my keys and camera and phone. Those things I would have to pay for. So I'm left just having to replace a bunch of plastic. And have earned the knowledge to be a little more wary of my personal space.

1 comment:

Bob Calder said...

Imagine what it was like *before* a law was enacted that required credit card companies to eat fraudulent charges.

AmEx behaved very badly, as did every other credit card company.